
Age: 18-60 years (Salaried); 18-65 years (Self-employed)
Income:
Residents of Delhi, Mumbai, Bangalore, Pune, Hyderabad and Chennai: Minimum monthly income of Rs.20,000
Residents of other cities: Minimum monthly income of Rs.15,000
Qualification:
Private Limited Company or Partnership Firm Employees: Minimum qualification required is a Bachelor’s degree.
Public Limited Company, MNC, Government, or Public Sector Employees: No minimum qualification required.
Processing Fees:
Upto 2% of loan amount (plus taxes and any other applicable statutory dues)
Note: Upfront Processing Fee of ₹ 5,000 (plus taxes and any other applicable statutory dues) shall be collected at the time of login which is non-refundable.
(Non-refundable fee will be adjusted in overall Processing Fee before disbursement)
Document Photocopy: ₹500 + taxes
Delayed Payment Charges: 18% p.a.
To estimate your EMIs accurately, you can use the HouseGyan Home Loan Calculator for instant results. Identity Proof: PAN, Passport, Voter ID Income Proof: Salary slips, IT returns Property Documents: Title deeds, Agreement, All Documents Attractive Interest Rates 50% off Processing Fees for digital applications Customizable Repayment Tenure Minimal Documentation and Quick Processing4. DOCUMENTS REQUIRED FOR HOME LOAN
5. FEATURES & BENEFITS OF HOME LOAN
HouseGyan is your trusted platform for everything related to home design, construction, and planning. We offer a complete range of services to help you build your dream home with ease and confidence.

The information contained on Housegyan.com is provided for general informational purposes only. While we strive to ensure that the content on our website is accurate and current, we make no warranties or representations of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Housegyan.com will not be liable for any loss or damage including, without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
Third party logos and marks are registered trademarks of their respective owners. All rights reserved.
