Home Loan EMI Calculator
Monthly Home Loan EMI
Total Interest Amount
Total amount payable
Supported Home Loan Bank EMIs
ICICI BANK
HOME LOAN ELIGIBILITY
Important Factors
Age: 21-70 years
Profession: Salaried or Self-Employed
Nationality: Resident Indian
Tenure: Up to 30 years
Classification of Self-Employed:
Professionals: Doctors, Lawyers, CAs, Architects
Non-Professionals: Traders, Contractors, etc.
HOME LOAN CHARGES
Processing Fees: Up to 0.50% of loan amount or ₹3,000 (whichever is higher) + taxes
Other Charges:
Delayed Payment Charges: Up to 18% p.a.
Document Photocopy: ₹500 + taxes
Property Document Retention: ₹1,000/month (after 60 days of loan closure)
HOME LOAN INTEREST RATES
Standard Rates (Salaried & Self-Employed): 8.75% - 9.90% p.a.
Rates linked to Policy Repo Rate + 2.90% to 3.45%
DOCUMENTS REQUIRED FOR HOME LOAN
Identity & Residence Proof: PAN Card/Form 60, Passport/Driving License/Voter ID, Aadhaar (optional)
Income Proof:
Salaried: Last 3 months' salary slips, Bank statements, Form 16, IT Returns
Self-Employed: IT Returns (2 years), Financial Statements, Bank Statements (12 months)
Property Documents:
New Home: Allotment Letter, Payment Receipts
Resale Home: Title Deeds, Agreement to Sell
Construction: Title Deeds, Approved Plans
FEATURES & BENEFITS OF HOME LOAN
End-to-End Digital Process: Simplified loan approval in 4 steps
Customised Repayment: Tailored loan options
Minimal Documentation: Saves time and effort
24x7 Assistance: Support available via Chat/WhatsApp
Online Loan Management: Manage loans conveniently
Special Arrangements: For Indian Army personnel via AGIF
Loans For:
Flats, Row Houses, Bungalows, Properties from Development Authorities
Construction on freehold/leasehold plots
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Loading...HouseGyan is your trusted platform for everything related to home design, construction, and planning. We offer a complete range of services to help you build your dream home with ease and confidence.
Our Services
- Price Calculators: Plan your budget with our tools like Home Loan EMI Calculator, Tile Price Calculator, Brick Cost Calculator, and more.
- House Drawings & Plans: Explore ready-made house plans or get custom house drawings designed to fit your needs perfectly.
- Elevation Designs: Choose from modern elevation designs or request a custom elevation design for a unique look.
- Accurate Estimates: Get clear and accurate construction cost estimates to plan better.
- Shubh Muhurat & Vastu Tips: Follow our Shubh Muhurat and Vastu guidelines to bring positive energy and harmony to your home.
- DIY Home Repair Guides: Learn easy DIY tips to fix and maintain your home efficiently.
- Interior Design Ideas: Discover creative ideas for living rooms, bedrooms, kitchens, balconies, and more.
Why Choose HouseGyan?
- All-in-One Platform: From house plans to price calculators, we cover it all.
- Custom Solutions: Get personalized designs and estimates for your home.
- Expert Guidance: Access professional tips on Vastu, Shubh Muhurat, and construction materials.
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