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Home Loan EMI Calculator

Loan Amount
₹1 Lac₹2 Cr
Tenure (years)
130
Interest Rate (% P.A.)
%
0.515

Monthly Home Loan EMI

12,505

Total Interest Amount

5,00,694

Total amount payable

15,00,694
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Supported Home Loan Bank EMIs

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YES BANKS


1. HOME LOAN ELIGIBILITY

  • Applicable for salaried and self-employed individuals.

  • Eligibility criteria depend on factors like:

    • Applicant’s income and age.

    • Credit score and financial stability.

    • Property valuation.

2. HOME LOAN CHARGES

  • Processing Fees:

    • 1.5% of the loan amount or ₹10,000 (whichever is higher) + GST.

  • Other Charges:

    • Additional charges may apply based on loan specifics.

3. HOME LOAN INTEREST RATES

  • Interest rates range from 9.40% to 10.25% per annum.

  • Rates depend on the applicant's credit profile and loan tenure.

4. DOCUMENTS REQUIRED FOR HOME LOAN

  • For Identity Proof:

    • Aadhaar, PAN, Passport, or Voter ID.

  • For Address Proof:

    • Utility bill, Aadhaar, or Passport.

  • For Income Proof:

    • Salary slips, bank statements, or ITR filings.

  • Property Documents:

    • Sale deed, agreement to sell, or any other property-related documentation.

5. FEATURES & BENEFITS OF HOME LOAN

  1. Flexible Loan Amount:

    • Loan amounts up to ₹10 crore to suit diverse housing needs.

  2. Balance Transfer Facility:

    • Transfer your existing home loan to YES Bank for competitive rates.

  3. Extended Loan Tenure:

    • Repayment tenure of up to 35 years, ensuring lower EMI options.

  4. Simplified Process:

    • Quick approval with minimal documentation for a hassle-free experience.

  5. Competitive Rates:

    • Attractive interest rates tailored to individual profiles.

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