Applicable for salaried and self-employed individuals.
Eligibility criteria depend on factors like:
Applicant’s income and age.
Credit score and financial stability.
Property valuation.
Processing Fees:
1.5% of the loan amount or ₹10,000 (whichever is higher) + GST.
Other Charges:
Additional charges may apply based on loan specifics.
Interest rates range from 9.40% to 10.25% per annum.
Rates depend on the applicant's credit profile and loan tenure.
For Identity Proof:
Aadhaar, PAN, Passport, or Voter ID.
For Address Proof:
Utility bill, Aadhaar, or Passport.
For Income Proof:
Salary slips, bank statements, or ITR filings.
Property Documents:
Sale deed, agreement to sell, or any other property-related documentation.
Flexible Loan Amount:
Loan amounts up to ₹10 crore to suit diverse housing needs.
Balance Transfer Facility:
Transfer your existing home loan to YES Bank for competitive rates.
Extended Loan Tenure:
Repayment tenure of up to 35 years, ensuring lower EMI options.
Simplified Process:
Quick approval with minimal documentation for a hassle-free experience.
Competitive Rates:
Attractive interest rates tailored to individual profiles.
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