Home Loan EMI Calculator
Monthly Home Loan EMI
Total Interest Amount
Total amount payable
Supported Home Loan Bank EMIs
BANDHAN BANK
1. HOME LOAN ELIGIBILITY
Suraksha Home Loan
For purchasing, constructing, or extending a house.
Formal income proof required.
Loan covers up to 90% of the property cost (including land and construction).
Tenure: 1 to 30 years.
Sajavat Home Loan
For home repairs and renovations.
Funding up to 80% of repair costs.
Tenure: Up to 15 years.
Su-awas Home Loan
For pakka or semi-pakka house construction or renovation.
Suitable for applicants without a regular salary.
Tenure: Up to 10 years (construction) and 5 years (renovation).
Suvidha Home Loan
No formal income proof required.
Loan eligibility assessed based on cash flow.
2. HOME LOAN CHARGES
Processing Fees:
Details available upon inquiry with Bandhan Bank.
Other Charges:
Applicable as per bank policy, depending on the loan product.
3. HOME LOAN INTEREST RATES
Competitive interest rates based on the applicant’s profile and loan type.
Rates linked to market trends.
For specific details, visit Bandhan Bank's website or branch.
4. DOCUMENTS REQUIRED FOR HOME LOAN
For Individuals with Formal Income Proof (e.g., Suraksha Home Loan):
Proof of Identity: Aadhaar Card, PAN Card, Passport, Voter ID.
Proof of Address: Utility Bills, Passport, Aadhaar Card.
Income Proof: Salary slips, IT returns, or Form 16.
For Individuals without Formal Income Proof (e.g., Suvidha Home Loan):
Evidence of consistent income or cash flow.
Basic ID and address proof.
For Renovation Loans (e.g., Sajavat Home Loan):
Cost estimation for renovation/repair work.
Property ownership proof.
5. FEATURES & BENEFITS OF HOME LOAN
Wide Loan Coverage:
Up to 90% of property cost for Suraksha Home Loan.
Up to 80% of repair costs for Sajavat Home Loan.
Flexible Tenures:
Tenures of up to 30 years for home loans.
Shorter tenures for specific renovation or construction loans.
Low Documentation: Simplified process for quick loan approvals.
Accessible for Low-Income Applicants:
Suvidha and Su-awas loans designed for individuals with unconventional income sources.
Customizable Repayment Plans: Adjust tenures and EMIs based on financial preferences.
Suraksha Home Loan
For purchasing, constructing, or extending a house.
Formal income proof required.
Loan covers up to 90% of the property cost (including land and construction).
Tenure: 1 to 30 years.
Sajavat Home Loan
For home repairs and renovations.
Funding up to 80% of repair costs.
Tenure: Up to 15 years.
Su-awas Home Loan
For pakka or semi-pakka house construction or renovation.
Suitable for applicants without a regular salary.
Tenure: Up to 10 years (construction) and 5 years (renovation).
Suvidha Home Loan
No formal income proof required.
Loan eligibility assessed based on cash flow.
Processing Fees:
Details available upon inquiry with Bandhan Bank.
Other Charges:
Applicable as per bank policy, depending on the loan product.
Competitive interest rates based on the applicant’s profile and loan type.
Rates linked to market trends.
For specific details, visit Bandhan Bank's website or branch.
For Individuals with Formal Income Proof (e.g., Suraksha Home Loan):
Proof of Identity: Aadhaar Card, PAN Card, Passport, Voter ID.
Proof of Address: Utility Bills, Passport, Aadhaar Card.
Income Proof: Salary slips, IT returns, or Form 16.
For Individuals without Formal Income Proof (e.g., Suvidha Home Loan):
Evidence of consistent income or cash flow.
Basic ID and address proof.
For Renovation Loans (e.g., Sajavat Home Loan):
Cost estimation for renovation/repair work.
Property ownership proof.
Wide Loan Coverage:
Up to 90% of property cost for Suraksha Home Loan.
Up to 80% of repair costs for Sajavat Home Loan.
Flexible Tenures:
Tenures of up to 30 years for home loans.
Shorter tenures for specific renovation or construction loans.
Low Documentation: Simplified process for quick loan approvals.
Accessible for Low-Income Applicants:
Suvidha and Su-awas loans designed for individuals with unconventional income sources.
Customizable Repayment Plans: Adjust tenures and EMIs based on financial preferences.
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